Property Loan

Unlock the Value of Your Property with Flexible Financial SolutionsA Property Loan is designed to help you access funds by leveraging the value of your eligible property. Whether you need financial support for business expansion, education, medical expenses, property-related requirements, debt consolidation, or other eligible needs, our Property Loan solutions provide a convenient way to meet your financial goals.With competitive interest rates, flexible repayment options, and a convenient application process, we aim to make property-backed financing simple, transparent, and accessible.

Features

Property-Backed Loan – Get funds against your eligible residential or commercial property.
High-Value Financing – Access substantial funding based on property value and your eligibility.
Multiple Uses – Use the loan for eligible personal, business, education, medical, or other financial requirements.
Flexible Repayment – Choose an applicable repayment tenure according to your financial needs.
Competitive Interest Rates – Rates based on your profile, property value, loan amount, and applicable lending terms.

Eligibility

Salaried individuals, self-employed professionals, and eligible business owners.
Applicant should own an eligible residential or commercial property.
Valid property ownership and related documents are required.
Eligibility depends on income, property value, credit profile, repayment capacity, and applicable criteria.

Documentation

Identity & Address Proof
PAN Card / applicable KYC documents
Property Ownership Documents
Property Tax / Address-related Documents, where applicable
Bank Statements
Income Proof / Salary Slips, where applicable
ITRs / Financial Statements, where applicable
Recent Photographs
Additional documents may be required based on the loan profile.

Interest

6.5% annual interest rate (subject to the type of loan and borrower profile).
Flexible terms based on the loan amount and repayment duration

File

₹3,720/- (₹3,000/- refundable upon loan disbursement).
Non Refundable amount will be ₹720/- only

Insurance

Insurance Benefits with Property Loan
Added Protection for You, Your Property & Your Family
A property is one of your most valuable financial assets, making protection an important part of your financial journey. With eligible Property Loan plans, you may have access to Health, Life, Accident, and Financial Protection benefits through associated insurance partners, subject to applicable policy terms, conditions, and eligibility.
These protection options are designed to provide additional financial support during unforeseen circumstances and help you and your family remain financially prepared.
Key Benefits
- Health Insurance Support – Coverage for eligible hospitalization, medical treatment, and emergencies.
- Accidental Protection – Financial support for eligible accident-related medical expenses.
- Life Insurance Support – Eligible coverage may help protect outstanding loan obligations in the event of a covered life event.
- Financial Protection – Added support during certain unforeseen personal or financial circumstances.
- Disability Protection – Coverage may be available for eligible accidental disabilities, subject to policy terms.
- Property Protection – Coverage for eligible property-related risks may be available under applicable insurance plans.
- Cashless Hospitalization – Access to cashless treatment at eligible network hospitals, subject to policy conditions.
- Claim Assistance – Dedicated support throughout the applicable insurance claim process.
- 24/7 Assistance – Support for insurance, health, and claim-related queries.
With flexible property-backed financing and added protection, you can unlock your property’s financial potential while planning for a more secure future.
Loan amount, eligibility, interest rates, documentation, insurance benefits, coverage, exclusions, and other terms are subject to applicable policies, terms, conditions, and eligibility criteria.

Simple, Fast & Flexible Loan Solutions

Your financial needs deserve a smarter lending experience.
Enjoy a seamless application process, reliable support, and flexible loan options designed to make borrowing easier.

Fast & Easy Loan Approval

Get quick loan decisions with a simple, hassle-free application process designed to save you time.

Dedicated Customer Support

Our support team is always ready to assist you with your loan queries and guide you at every step.

Flexible Loan Solutions

Choose from a wide range of loan options designed to match your personal, professional, and business needs.

About

We are a customer-focused financial services company committed to providing simple, transparent, and reliable loan solutions tailored to diverse financial needs.