Agriculture Loan

Empowering Farmers. Supporting Better Growth.Our Agriculture Loans are designed to provide farmers and agricultural businesses with the financial support they need to manage farming activities and improve productivity. Whether you need funds for seeds, fertilizers, equipment, irrigation, livestock, crop-related expenses, or other eligible agricultural requirements, our financing solutions are designed around your needs.With flexible loan options, competitive interest rates, and convenient repayment solutions, we aim to make access to agricultural finance simpler and help farmers move forward with greater confidence.

  • Loan Amount – Funding available for eligible agricultural and farming requirements.
  • Flexible Repayment – Repayment options designed around agricultural income and financial needs.
  • Multiple Uses – Finance seeds, fertilizers, irrigation, equipment, livestock, cultivation, and other eligible expenses.
  • Quick Processing – Simple application process with convenient documentation.
  • Farmers and agricultural applicants meeting the applicable eligibility criteria.
  • Individuals engaged in eligible farming or agricultural activities.
  • Applicant should have the required agricultural/farming documents.
  • Eligibility may vary based on loan type, income, landholding, and other applicable criteria.
  • Identity & Address Proof
  • PAN Card / applicable KYC documents
  • Agricultural or land-related documents, where applicable
  • Bank account details
  • Income or farming-related documents, if required
  • Recent photographs
  • Additional documents may be required based on the loan profile.
  • 6.5% annual interest rate (subject to the type of loan and borrower profile).
  • Flexible terms based on the loan amount and repayment duration
  •  
  • ₹3,720/- (₹3,000/- refundable upon loan disbursement).
  • Non Refundable amount will be ₹720/- only
  • nsurance Benefits with Agriculture Loan

    Protect Your Livelihood, Farm & Financial Future

    Farming comes with its own set of challenges and uncertainties. With eligible Agriculture Loan plans, you may have access to Health, Life, Accident, and Financial Protection benefits through our associated insurance partners, subject to applicable policy terms, conditions, and eligibility.

    These protection options are designed to provide additional financial support during unforeseen medical, accidental, or personal circumstances, helping farmers and their families stay financially prepared while continuing their agricultural activities.

    Key Benefits

    • Health Insurance Support – Coverage for eligible hospitalization, medical treatment, and emergencies as per the applicable policy.
    • Accidental Protection – Financial support for eligible accident-related treatment and medical expenses.
    • Life Insurance Support – Eligible coverage may help protect outstanding loan obligations in the event of the unfortunate death of a covered borrower.
    • Financial Protection – Helps provide financial support during certain unforeseen personal or family circumstances.
    • Disability Protection – Coverage may be available for eligible accidental disabilities, subject to policy terms.
    • Comprehensive Protection – Coverage options may include medical emergencies, accidental death, disability, and other covered risks.
    • Cashless Hospitalization – Access to cashless treatment at eligible network hospitals, subject to applicable policy conditions.
    • 24/7 Assistance – Dedicated support for insurance, health, and claim-related queries.

    With the right financial support and added protection, you can focus on your farm, your livelihood, and a more secure future for your family.

    Insurance benefits are subject to applicable policy terms, conditions, exclusions, and eligibility criteria. Coverage and benefits may vary depending on the loan and insurance plan.