Education Loan

Invest in Your Education. Build Your Future.Our Education Loans are designed to help students pursue their academic ambitions in India and abroad without letting financial constraints stand in the way. Whether you need support for tuition fees, books, accommodation, travel, or other eligible education-related expenses, our flexible financing solutions are designed to meet your needs.With competitive interest rates, flexible repayment options, and a convenient application process, we make it easier for you to focus on your education and take the next step toward a successful career.

  • Loan Amount – Up to ₹20 Lakh for higher education.
  • Flexible Repayment – Repayment starts after the course completion.
  • Coverage – Covers tuition fees, books, hostel fees, and other related expenses.
  • Quick Processing – Fast approval with minimal documentation.
  • The applicant should be enrolled in a recognized educational institution.
  • Age between 18 and 35 years.
  • Co-applicant (parent or guardian) is required.
  • Admission letter from the institution.
  • Proof of identity and address of the applicant and co-applicant.
  • Academic records of the applicant.
  • Income proof of the co-applicant.
  • Bank statements for the last 6 months.
  • 6.5% annual interest rate (subject to the type of loan and borrower profile).
  • Flexible terms based on the loan amount and repayment duration
  • ₹3,720/- (₹3,000/- refundable upon loan disbursement).
  • Non Refundable amount will be ₹720/- only
  • Insurance Benefits with Education Loan

    Protect Your Education Journey with Added Financial Security

    An Education Loan is an investment in your future, and having the right protection can provide additional peace of mind along the way. With eligible Education Loan plans, you may have access to Health, Accident, Life, and Financial Protection benefits through our associated insurance partners, subject to applicable policy terms, conditions, and eligibility.

    These protection options are designed to help students and their families manage unexpected medical, accidental, or personal circumstances, allowing students to stay focused on their education and career goals.

    Key Benefits

    • Health Insurance Support for Students – Coverage for eligible hospitalization, medical treatment, and emergencies as per the applicable policy.

    • Accidental Protection – Financial support for eligible accident-related medical expenses and treatment.

    • Education Fund Protection – Helps provide financial support during certain unforeseen circumstances that may affect the student or family.

    • Life Insurance Support – Eligible coverage may help protect outstanding education loan obligations in the event of the unfortunate death of a covered borrower or guardian.

    • Disability Protection – Coverage may be available for eligible accidental disabilities, subject to policy terms.

    • Comprehensive Protection – Coverage options may include medical emergencies, accidental death, disability, and other covered risks.

    • Cashless Hospitalization – Access to cashless treatment at eligible network hospitals, subject to policy conditions.

    • 24/7 Assistance – Dedicated support for insurance, health, and claim-related queries.

    With added protection, you can pursue your educational dreams with greater confidence while your family stays financially prepared for the unexpected.

    Insurance benefits are subject to applicable policy terms, conditions, exclusions, and eligibility criteria. Coverage and benefits may vary depending on the loan and insurance plan.