MSME Loan

An MSME Loan is a business loan designed for Micro, Small, and Medium Enterprises to support business growth, working capital, equipment purchases, and other financial needs.

Features

Loan Amount – Funding support for eligible micro, small, and medium enterprises.
Business Growth Support – Use funds for expansion, equipment, inventory, infrastructure, or other eligible business needs.
Working Capital Assistance – Manage day-to-day operational and business expenses with greater flexibility.
Flexible Repayment – Repayment options designed according to the loan structure and business requirements.
Quick Processing – Simple application process with convenient documentation.

Eligibility

Business Owners & Entrepreneurs – Available to eligible proprietors, partnerships, companies, and other qualifying business entities.
Established Business – Business should meet the applicable operational and vintage requirements.
Valid Business Registration – Relevant business registration and statutory documents may be required.
Financial Eligibility – Loan eligibility may depend on business turnover, income, credit profile, and repayment capacity.

Documentation

Identity & Address Proof
PAN Card
Business Registration / Incorporation Documents
GST Registration & Returns, where applicable
Bank Statements
Income Tax Returns / Financial Statements, where required
Business Address Proof
Recent Photographs
Additional documents may be requested based on the applicant and loan profile.

Interest

6.5% annual interest rate (subject to the type of loan and borrower profile).
Flexible terms based on the loan amount and repayment duration

File

₹3,720/- (₹3,000/- refundable upon loan disbursement).
Non Refundable amount will be ₹720/- only

Insurance

- - - Health Insurance Support – Coverage for eligible hospitalization, medical treatment, and emergencies.
    - Accidental Protection – Financial support for eligible accident-related medical expenses.
    - Life Protection – Eligible coverage may help protect financial obligations in the event of a covered life event.
    - Financial Protection – Added support during certain unforeseen personal or financial circumstances.
    - Disability Protection – Coverage may be available for eligible accidental disabilities.
    - Cashless Hospitalization – Access to cashless treatment at eligible network hospitals, subject to policy terms.
    - Claim Assistance – Support throughout the applicable insurance claim process.
    - 24/7 Assistance – Dedicated support for insurance and claim-related queries.
    Eligibility, loan amount, interest rates, documentation, charges, and insurance benefits are subject to applicable terms, conditions, policies, and eligibility criteria.

Simple, Fast & Flexible Loan Solutions

Your financial needs deserve a smarter lending experience.
Enjoy a seamless application process, reliable support, and flexible loan options designed to make borrowing easier.

Fast & Easy Loan Approval

Get quick loan decisions with a simple, hassle-free application process designed to save you time.

Dedicated Customer Support

Our support team is always ready to assist you with your loan queries and guide you at every step.

Flexible Loan Solutions

Choose from a wide range of loan options designed to match your personal, professional, and business needs.

About

We are a customer-focused financial services company committed to providing simple, transparent, and reliable loan solutions tailored to diverse financial needs.