Personal Loan

Get the Financial Support You Need, When You Need It Manage your personal and financial needs with a flexible Personal Loan designed to give you easy access to funds. Whether it’s for a medical emergency, education, wedding expenses, travel, home renovation, debt consolidation, or any other personal requirement, our loan solutions are designed to make borrowing simple and convenient.

  • Loan Amount : From ₹50000, based on eligibility.
  • Repayment Tenure: Flexible tenure ranging from 1 year to 20 years.
  • No Collateral Required: No need to pledge any assets as collateral.
  • Instant Disbursement: Quick processing and approval for immediate financial needs.
  • No Prepayment Charges: You can repay your loan early without any penalties.
  • Age: Must be between 21 and 59 years.
    Income Proof: Monthly income of at least ₹15,000/- (depends on location).
    Employment: Salaried individuals or self-employed professionals with stable income.
    Credit Score: A good credit score is preferred but not mandatory.
  • Aadhar Card (Identity proof)
  • Pan Card
  • Bank Statements (Last 3 to 6 months)
  • Salary Slips (For salaried individuals)
  • Income Proof (For self-employed individuals)
  • Passport-sized Photograph
  • Loan Application Form
  • 6.5% annual interest rate (subject to the type of loan and borrower profile).
  • Flexible terms based on the loan amount and repayment duration
  • ₹3,720/- (₹3,000/- refundable upon loan disbursement).
  • Non Refundable amount will be ₹720/- only
  • Health & Financial Protection with Personal Loan

    Added Protection When You Need It Most

    Your financial needs can arise unexpectedly, which is why the right protection can provide valuable peace of mind. With eligible Personal Loan plans, you may have access to Health, Life, and Financial Protection benefits through our associated insurance partners, subject to applicable policy terms, conditions, and eligibility.

    These protection options are designed to provide financial support during unforeseen circumstances such as medical emergencies, accidental events, disability, or loss of income—helping you and your family stay financially secure.

    Key Benefits

    • Health Insurance Support – Coverage for eligible hospitalization, surgeries, and medical treatment as per the policy.

    • Financial Protection – Helps provide financial support during certain unforeseen events or income disruptions.

    • Life Insurance Benefit – Eligible coverage can help protect your family from financial liabilities in the event of accidental death.

    • Cashless Hospitalization – Access to cashless treatment at eligible network hospitals, subject to policy terms.

    • Accident & Disability Protection – Coverage may be available for eligible accidental injuries and disabilities.

    • Comprehensive Coverage Options – Protection may include medical emergencies, accidental death, disability, and other covered risks.

    • Claim Assistance – Dedicated support to help you through the insurance claim process.

    • 24/7 Customer Support – Assistance for insurance and claim-related queries whenever you need it.

    Stay financially prepared with Personal Loan solutions that offer more than just funds—offering added protection for you and your family.

    Insurance benefits are subject to the applicable policy terms, conditions, exclusions, and eligibility criteria. Coverage availability may vary by loan and insurance plan.