Business Loan

Fuel Your Business Growth with the Right Financial SupportOur Business Loans are designed to help entrepreneurs and business owners turn opportunities into growth. Whether you’re expanding your operations, purchasing equipment, upgrading infrastructure, increasing inventory, or managing day-to-day working capital, our financing solutions are built around your business needs.With flexible loan options, competitive interest rates, and convenient repayment solutions, we provide financial support to help businesses of different sizes move forward with confidence—whether you’re a growing startup, small enterprise, or established business.

  • The business should have been operational for at least 2 years.
  • Minimum turnover of ₹2.5 Lakh per year.
  • Stable income and good financial records.
  • Personal guarantee of the business owner.
  • Age: Applicant should be between 21 to 59 years of age.
  • Farm Ownership: Applicant must own or lease agricultural land for at least 1-2 years.
  • Credit Score: A decent credit score is preferred, but not mandatory for farmers with established income sources.
  • Property documents (Title deed, registration).
  • Identity and address proof.
  • Income proof (Salary slips, bank statements).
  • Bank statements for the last 3 months.
  • 6.5% annual interest rate (subject to the type of loan and borrower profile).
  • Flexible terms based on the loan amount and repayment duration
  • ₹3,720/- (₹3,000/- refundable upon loan disbursement).
  • Non Refundable amount will be ₹720/- only
  • Insurance Benefits with Business Loan

    Protect Your Business, Your Finances & Your Future

    At TCHFL, our support goes beyond business financing. With eligible Business Loan plans, you may have access to Health, Life, and Financial Protection benefits through our associated insurance partners, subject to applicable policy terms, conditions, and eligibility.

    These protection options are designed to provide added financial security during unforeseen circumstances, helping you manage unexpected medical, accidental, or personal challenges without losing focus on your business goals.

    Key Benefits

    • Health Insurance Support for Entrepreneurs – Coverage for eligible hospitalization, surgeries, and medical emergencies as per the applicable policy.

    • Financial & Business Protection – Helps provide financial support during certain unforeseen events that may affect you or your business.

    • Life & Disability Protection – Eligible coverage can help safeguard your family’s financial interests in the event of accidental death or covered disability.

    • Medical Assistance – Support for eligible medical and emergency services, subject to policy coverage.

    • Comprehensive Protection – Coverage options may include medical emergencies, accidental death, disability, and other covered risks.

    • Dedicated Claim Assistance – Support throughout the insurance claim process for a smoother experience.

    • Cashless Hospitalization – Access to cashless treatment at eligible network hospitals, subject to policy terms.

    • 24/7 Assistance – Round-the-clock support for insurance, health, and claim-related queries.

    With the right protection in place, you can focus on what matters most—growing your business with confidence.

    Insurance benefits are subject to applicable policy terms, conditions, exclusions, and eligibility criteria. Coverage and benefits may vary depending on the loan and insurance plan.